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Life Insurance for Seniors: How to Shop and Compare Quotes

Life Insurance for Seniors  Shopping for life insurance in retirement can feel overwhelming. One ad promises coverage without a medical exam. Another leads with a low monthly price. But if you’re trying to spare your family a funeral bill or help your spouse stay in the home, the most important question is simple. What would my family need money for if I died? Start there. The answer will help you decide how much coverage to look for, how long you need it, and what you can afford to pay. 1. Figure out what you want the policy to cover Write down the expenses you want to help with. That might include a funeral or cremation, a mortgage you share with your spouse, or several months of household expenses if your death would reduce the income your spouse receives. Then subtract savings and existing life insurance already set aside for those same expenses. For example, if you estimate $9,000 for final expenses and have $3,000 earmarked for them, your starting gap is $6,000. If your famil...
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The power of forgiveness

As you may have heard 👂 😉 😏 🙂 😀 many times before, forgiving someone is for YOU!  Many people aren't even sorry for how they may have hurt you or will deflect from their wrong doing.

To have peace, it is important to try and have a civil conversation 😊 with the other party.  When that is not possible, consider leaving a voice text, or sending a handwritten letter.  If the other party is not ready to address the situation,  turn it over to the Most High.  Let it go while keeping in mind you have wronged others too in your lifetime.  If we want our heavenly father to forgive us, it is necessary for us to forgive our earthly brothers and sisters too.

Simple reminders:

Don't gossip about the situation with others.  If advice is needed: PRAY FIRST and allow God to answer you. 

If it is necessary to seek advice, seek it from a reliable source by giving general details of the disagreement avoid identifiable information. 

Plan your script to the other party. Be clear on what resolution would like for you.

Go to the source, and plead your claim in a calm demeanor without judging or accussing.

If it can be resolved, Let It Go!

If it cannot be resolved, be okay with knowing you attempted resolution whole-heartedly. 

Give it to GOD! 




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