# Smart  #Budgeting #Tips for #Single #Parents Being a single parent comes with unique financial challenges, but with the right budgeting strategies, you can take control of your finances and reduce stress. Here’s a practical guide to help you increase your savings, manage expenses, and plan for a secure future. Step 1: Calculate Your Monthly Income ****Affiliates - I may receive a small kickback if you utilize the following links, at no cost. The first step in budgeting is knowing exactly how much money is coming in each month. Include: Salary or wages (after taxes) Child support or alimony (if applicable) Government assistance (SNAP, WIC, rental assistance, etc.) Side hustle earnings Tax credits (Earned Income Tax Credit, Child Tax Credit) 💡 Tip: If your income varies, base your budget on the lowest expected amount to avoid overspending. WAYS 2 SAVE - Rakuten - Have you signed up with Rakuten yet? It’s the best site for earning Cash Back. Get a $30 bonus whe...

🤑💸💰Ways to Save Money  💰💸   INCOME TAX REFUNDS Write down your plans prior to receipt of your tax refund  Pay down debts with the highest interest by allocating a portion of the return to debts that fall under this category Be sure to set up your plans on an electronic bill pay program or calendar hint; as little as $10 extra per payment will make a difference... the more the better Plan vacation- make a schedule to work on details such as, booking, travel, and ways to save by purchasing early, and utilizing saving programs like  Vacation Experiences and Affordable stays 🏡HAVE EXTRA SPACE IN YOUR HOME? 🚄 Have an extra bedroom? Garage converted into a living space? RV not currently being used? Not using a Casita or Tiny Home that would make a nice experience for a traveler or student? Consider listing the space on trusted websites,   Ways to make money on living space you are not using 📎LISTS AND MEAL PLANNING 😋 K...