Homebuy Like A Pro


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Find the Right Home Loan for You, and Save $1,440!*
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Financing your dream home can be complex, but don't let that stop you! Whether you're purchasing or refinancing, Guaranteed Rate's mortgage experts will help you secure the loan that matches your homebuying needs & financial goals, all while simplifying the process.
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Guaranteed Rate Exclusive Mortgage Programs
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Put Power Behind Your Bid**
Supercharge your mortgage experience and turn into a power buyer that can compete with cash offers – so you can bid, buy & close fast.**
Lock In A Rate While You Shop***
Looking to buy a home but haven't found the right one yet? Lock N' Roll keeps you safe from rate hikes while you search for your perfect home.***
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Get a Low Down Payment or Cash-in on Your Home's Equity
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Buy with 3% Down Payment Options
Stop renting! Speak to a mortgage specialist today to see if you qualify to buy a home with as little as a 3% down payment options.
Take Cash Out Today****
Cash-in on your home's equity – take cash out today to eliminate high interest debt or to start those long-awaited home improvement projects.****
Save $1,440 – No Lender Fee*
Finance your mortgage through Guaranteed Rate and receive exclusive discounts, including a waived lender fee, saving you $1,440.*
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Stock Up for Summer
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Shop today's biggest summer must-haves. Whether you're looking to redecorate your patio or are looking to take a summer vacation, your Discount Program has exclusive savings on it all.
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Equal Housing Lender. Guaranteed Rate NMLS ID# 2611. For licensing information, go to www.nmlsconsumeraccess.org
*Waived $1,440 lender fee available through Perkspot corporate benefits team. Qualified Participants, including Perkspot members, must access the Guaranteed Rate website from the Perkspot portal or visit www.rate.com/Perkspot, successfully complete a mortgage loan application and close the mortgage loan with Guaranteed Rate, Inc. Applicant subject to credit and underwriting approval. Restrictions may apply.

** PowerBid Approval (the "Approval") is contingent upon receipt of executed sales contract, an acceptable appraisal supporting value, valid hazard insurance policy, and a re-review of your financial condition. Guaranteed Rate, Inc. reserves the right to revoke this Approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation and/or if any information contained your application is untrue, incomplete or inaccurate. Receipt of an application does not represent an approval for financing or interest rate guarantee. Not all applicants will be approved for financing. Restrictions may apply, contact Guaranteed Rate for current rates and for more information.

***Not all applicant's will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and visit rate.com/Perkspot for more information.

****Using funds from a Cash-out Refinance to consolidate debt may result in the debt taking longer to pay off as it will be combined with borrower's mortgage principle amount and will be paid off over the full loan term. Contact Guaranteed Rate for more information. details. Program terms and conditions are subject to change at any time without notice. Additional terms, conditions, and restrictions apply.

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