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Life Insurance for Seniors: How to Shop and Compare Quotes

Life Insurance for Seniors  Shopping for life insurance in retirement can feel overwhelming. One ad promises coverage without a medical exam. Another leads with a low monthly price. But if you’re trying to spare your family a funeral bill or help your spouse stay in the home, the most important question is simple. What would my family need money for if I died? Start there. The answer will help you decide how much coverage to look for, how long you need it, and what you can afford to pay. 1. Figure out what you want the policy to cover Write down the expenses you want to help with. That might include a funeral or cremation, a mortgage you share with your spouse, or several months of household expenses if your death would reduce the income your spouse receives. Then subtract savings and existing life insurance already set aside for those same expenses. For example, if you estimate $9,000 for final expenses and have $3,000 earmarked for them, your starting gap is $6,000. If your famil...

To the families that are apart of the Positive-Pen-Connect Program

Hello, I hope everyone is coping with all of the current events going on globally.  Please note, it is hectic on the outside also.  For many of us, that are of darker shades of color it is especially emotionally draining.  In addition to emotions being strained, many of us are exhausted.  Please have patience if you are not hearing from the positive pen-connects.  There is nothing you have done.  Most are protesting daily and or nightly. On top of our NEW NORMALS being changed seemingly daily.  We are forced to do more daily functions online which often impact internet speeds, shipping, and mail.  We appreciate you packing your patience and wearing a permanent smile on your face when interacting with everyone you come into contact with.  Non of our lives will ever be the same again.

Please feel free to write in and ask questions that have not been answered in the FAQs or previous emails.  Please do not write in asking do you have any hits!  We notify all patrons ASAP.  We also remind all positive pen-connects to check their emails, junk and or spam folders for your emails.

Thanks for your continued patience.

Respectfully,
Roni
775-400-1184 text/calls

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Yours Truly, Ms. Roni D~
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