# Smart  #Budgeting #Tips for #Single #Parents Being a single parent comes with unique financial challenges, but with the right budgeting strategies, you can take control of your finances and reduce stress. Here’s a practical guide to help you increase your savings, manage expenses, and plan for a secure future. Step 1: Calculate Your Monthly Income ****Affiliates - I may receive a small kickback if you utilize the following links, at no cost. The first step in budgeting is knowing exactly how much money is coming in each month. Include: Salary or wages (after taxes) Child support or alimony (if applicable) Government assistance (SNAP, WIC, rental assistance, etc.) Side hustle earnings Tax credits (Earned Income Tax Credit, Child Tax Credit) 💡 Tip: If your income varies, base your budget on the lowest expected amount to avoid overspending. WAYS 2 SAVE - Rakuten - Have you signed up with Rakuten yet? It’s the best site for earning Cash Back. Get a $30 bonus whe...

       Ways to survive increasing prices and shortages by evaluating your Needs vs. Wants. Start by Recycling, Reusing, Trading, Upcycling, & Volunteering. Evaluate your needs vs. wants when shopping .  Making lists can help avoid over spending or double buying.  Add to your lists when you begin to run low on items in your household. Consider digital lists so the entire family can help with maintaining the lists and shopping as it will be in real time.  Although, a list on the refrigerator works just as well.    Key tips when shopping are to have a meal before heading out.  We tend to buy on impulse and not pay close attention to our lists/evaluate sales when shopping on an empty stomach .  Plan your trips, utilize coupons (put key sales/coupon expirations on your calendar with reminders.) Driving -  When possible, carpool to save time, gas, and wear and tear on vehicles.  Fill your gas tanks when the weather is cooler...